Brighter Days Ministries, Inc. USDOT 1853402

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Federal Motor Carriers Risk Retention Group	CAT2008001401011	$0	$750,000	10/01/2009	01/17/2010 Cancelled
91X	BIPD/Primary	Northland Insurance Company	TN634623	$0	$750,000	07/18/2009	09/19/2009 Cancelled
91X	BIPD/Primary	Northland Insurance Company	TN634623	$0	$750,000	05/14/2009	07/18/2009 Cancelled
91X	BIPD/Primary	Northland Insurance Company	TN634623	$0	$750,000	02/17/2009	05/14/2009 Cancelled

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Northland Insurance Company 385 WASHINGTON STREET MAIL CODE 103 ST. PAUL, MN Fax:(651)310 - 4949

Federal Motor Carriers Risk Retention Group 5114 ROUTE 33-34 NORTH., PO BOX 906 FARMINGDALE, NJ Fax:(732)751 - 0800