Hearthstone, Inc. USDOT 181059

Insurance Form	Insurance Type	Insurance Carrier	Policy/Surety	Coverage Amount From	Coverage Amount To	Effective Date From	Effective Date To
91X	BIPD/Primary	Old Republic Insurance Co.	Z35726	$0	$1,000,000	10/01/2002
91X	BIPD/Primary	Zurich American Insurance Company	CON55738455	$0	$1,000,000	01/15/2001	10/01/2002 Replaced
91X	BIPD/Primary	Bitco General Insurance Corporation	CAP 3 078 184	$0	$1,000,000	01/15/2000	02/17/2001 Cancelled
91X	BIPD/Primary	Old Republic Insurance Co.	Z-35726	$0	$1,000,000	05/10/1995	01/15/2000 Replaced
91X	BIPD/Primary	Old Republic Insurance Co.	Z-35726	$0	$1,000,000	03/29/1995	05/10/1995 Replaced

* If a carrier is in compliance, the amount of coverage will always be shown as the required Federal minimum ($5,000 per vehicle, $10,000 per occurrence for cargo insurance and $75,000 for bond/trust fund). The carrier may actually have higher levels of coverage.';

Old Republic Insurance Co. 133 OAKLAND AVENUE, P O BOX 789 GREENSBURG, PA Fax:(724)834 - 4025

Zurich American Insurance Company 1400 AMERICAN LANE SCHAUMBURG, IL Fax:(410)261 - 7955

Bituminous Casualty Corporation 320 18TH STREET ROCK ISLAND, IL Fax:(309)786 - 3847